This checklist is designed to help schools assess where there may be barriers to learning and participation for students from low-income families. Some suggestions for using the Low Income Awareness Checklist include:
1. Set aside time at staff meetings to discuss one or two points.
2. Use the checklist to audit what happens in your school.
3. Choose one or two points as a focus for the following year.
4. Incorporate into the school practice a statement of "what impact will this decision have on low-income families?"
5. Table the checklist at a Board of Council meetings for discussion and response.
The Low Income Awareness Checklist was developed by Carmel Stafford and Gerard Stafford in 2001. Carmel Stafford was a Financial Counsellor with Good Shepherd Youth & Family Service. Different versions have subsequently appeared in various publications. The checklist was tested in a number of Melbourne schools as part of the Standpoint Project, a research partnership between Good Shepherd Youth & Family Service, Victoria University, and the Department of Education and Early Childhood Development.
This Resource Kit has been developed by the O'Sullivan Centre in partnership with Good Shepherd Youth & Family Service and with the support of St Luke's Anglicare. It arises from the belief that community service organisations have a role in supporting clients to achieve vocational outcomes (ie education, training, paid and unpaid work); and a belief in the importance of economic participation and work in establishing the identity, wellbeing and social inclusion of an individual.
The Resource Kit aims to support community service organisations who wish to build practical responses to unemployment among clients and to increase vocational outcomes, thereby contributing to the creation of a more holistic service culture.
It will enable and empower workers to investigate the broader needs of their clients, and to incorporate these needs in service planning and delivery.
Financial capability is more important than ever. There are many high-quality financial education materials available but research has revealed that we still lack effective ways of engaging with people in the community about money issues before a crisis hits.
Good Shepherd Youth and Family Service produced this DVD as a resource for small group discussions and community education to encourage conversations about ‘money secrets', especially for women living on low incomes. The DVD was based on research documented in ‘Money, Dignity and Inclusion: The role of financial capability' (2008) and funded by the Victorian Consumer Credit Fund.
The DVD presents real-life scenarios of financial crises developed and acted by a group of women using a community theatre process. The stories include tenancy issues, family money arguments, unexpected expenses and impacts of financial stress on children and young people. The essential message is that changes in life circumstances bring the need for new financial information.
The three short (4-5 minute) plays can be viewed straight through or scene-by-scene with discussion questions and links to resources. The links to further information and resources are Victoria-based but are broadly relevant and can be adapted locally. A 4-minute ‘Behind the scenes' segment gives background to the making of the DVD and the women involved. The booklet provides tips on how to use the DVD and facilitate discussion.
We also produced a multilingual version of the Women and Money DVD. This is available in Arabic, Sudanese Arabic, Burmese CHIN, Burmese KAREN, Dari (Persian), Cantonese and Vietnamese.
Both versions of the DVD can be ordered by calling 03 8412 7323 or emailing email@example.com
Jacinta Waugh from our Social Policy and Research Unit was interviewed about the DVD on 3CR. Listen to the interview here.
Please note: due to privacy considerations, we are unable to have the DVD itself accessible online. To acquire either version of the DVD, please use the email address below.
This framework provides a way to view financial information needed by people living on low incomes. It places rights, dignity, entitlements and social justice at the centre of individuals' needs, and assumes that financial education cannot be a substitute for these fundamentals but can assist people to access them.
This resource kit explores the association between mental health and financial hardship with a view to advising community service workers and workers in primary health services on how to intervene successfully on behalf of individuals living with mental illness who are in financial difficulty.
This resource also outlines the complex relationship between mental illness and poverty, and provides some advice for financial counsellors on how best to support people struggling with debt as well as mental health issues.
This Kit contains information about:
Parent information about education costs is also available in the following languages:
Our resource booklet provides a range of financial management strategies for people to use before they get into financial difficulties. It also provides information on what services and schemes are available when difficulties do crop up.